9 Best Travel Insurance Companies of 2025: Travel insurance is important for protecting you if you have to cancel a trip, if you have a medical emergency, or if your luggage is lost. There are many options, so it can be hard to choose the right company. This article will talk about the nine best travel insurance companies of 2025 to help you make a good decision.
Why Travel Insurance is Important
Travel insurance provides financial protection for unexpected events like:
- trip cancellations,
- medical emergencies,
- lost luggage,
and travel delays. It gives you peace of mind whether you’re traveling inside the country or outside the country.
What to Know About Travel Insurance
Travel insurance can help you pay for lost luggage, missed flights, trip cancellations, and emergency medical expenses.
Buy travel insurance as soon as you book your trip to get the best coverage.
Our top picks are Seven Corners, Generali Global Assistance, and TravelInsured.com.
Our Top Picks for the 9 Best Travel Insurance Companies
Note: The following companies are listed in alphabetical order.
- AIG Travel Guard: is the best for add-ons.
- Allianz Travel: is the best for business travel.
- Generali Global Assistance: is the best for emergency support services.
- HTH Travel Insurance: is the best for long-term insurance for international travel.
- Nationwide: is the best for cruise travel insurance.
- Seven Corners: is the best for large groups.
- Travelex: is the best for families with children.
- TravelInsurance.com is the best for comparing travel insurance quotes.
- World Nomads: is the best for adventure sports coverage.
Comparison of the 9 Best Travel Insurance Companies
| Insurance Company | Best For | Coverage Options | Trip Cancellation | Medical Coverage | Special Features |
|---|---|---|---|---|---|
| Allianz Global Assistance | Comprehensive coverage | Trip cancellation, medical, baggage | Up to 100% | $50,000+ | 24/7 global assistance |
| Travelex | Family travel | Trip cancellation, medical, rental car | Up to 100% | $50,000+ | Kids included at no extra cost |
| AXA Assistance USA | Medical coverage | Emergency medical, trip interruption | Up to 100% | $250,000+ | High medical limits |
| Travel Guard (AIG) | Business travel | Trip cancellation, medical, baggage | Up to 100% | $100,000+ | Concierge services |
| World Nomads | Adventure travel | Emergency medical, evacuation, gear | Up to 100% | $100,000+ | Covers extreme sports |
| Generali Global Assistance | Trip protection | Trip cancellation, medical, rental car | Up to 100% | $250,000+ | 24/7 emergency support |
| Seven Corners | Customizable plans | Medical, trip protection, baggage | Up to 100% | $100,000+ | International student coverage |
| Trawick International | Budget-friendly | Trip cancellation, emergency medical | Up to 100% | $50,000+ | Competitive pricing |
| IMG Travel Insurance | Long-term travel | Medical, trip interruption, baggage | Up to 100% | $500,000+ | Ideal for expats and digital nomads |
Conclusion
The best travel insurance for you depends on the type of trip you’re taking and what you need. Allianz Global Assistance offers the most comprehensive coverage, Travelex is great for families, and World Nomads is perfect for adventurous travelers.
If you’re looking for good value for your money, Trawick International is a great option. Be sure to check the details of each policy to make sure it covers everything you need before buying.
FAQ’s
What is the best annual travel insurance for 2025?
Best Annual Travel Insurance Benefits Coverage
| Insurance Plan | Best For | Key Benefits |
| Singlife Travel Lite, Plus, and Prestige plans | Annual travel insurance with unlimited overseas medical coverage | Extensive coverage for medical emergencies and travel disruptions |
| Direct Asia DA 200, DA 500, and DA 1000 plans | Overall good value | Affordable plans with broad protection for trip cancellations, medical emergencies, and baggage loss |
| Starr Travel Lead Comprehensive Bronze, Silver, and Gold plans | Customization of plan | Flexible options allowing travelers to tailor coverage based on their needs |
Who is the most trusted travel insurance company?
Travelex Insurance Services: Best Overall
Nationwide Insurance: Best for Last-Minute Travel
Seven Corners: Best for 24/7 Support When Traveling
Berkshire Hathaway Travel Protection: Best for Specialized Coverage
Tin Leg: Best for Preexisting Conditions
World Trips: Best for Lost or Stolen Baggage
Allianz Travel Insurance: Best Cancel for Any Reason Upgrade
Travel Insured International: Best Customer Service
Which is the best company for international travel insurance?
TATA AIG is the best travel insurance provider in India because it has many customers who buy travel insurance for trips within India and trips outside of India.
